Why property tax liens are different
Property tax liens generally take priority over mortgages and most other liens. That's why counties can sell them — and why buyers and lenders insist they're paid before a sale can close.
States handle delinquent taxes in two main ways. In tax lien states, the county sells a certificate to an investor who earns interest and can eventually foreclose. In tax deed states, the county can sell the property itself. Redemption periods — the window you have to pay and keep the home — vary widely. Your county treasurer or tax collector can confirm yours.
Selling before the sale date
If you'd rather sell than catch up, timing matters. We confirm the exact payoff with the county through title, then close before the sale. Closing runs through a licensed title company or closing attorney, which pays off liens and mortgages from the sale proceeds before you're paid.
This page is general information, not legal, tax or financial advice. Laws and timelines differ by state. Talk to a licensed attorney, CPA or HUD-approved housing counselor about your specific situation.
