Sell My House for Cash

Submit the address and basic details to a cash buyer, receive a written offer, accept or counter it, then close through a licensed title company or closing attorney. With SilverCrest that is a written offer within 72 hours and a closing date you choose, from seven days out to ninety. There is no listing, no photography, no showings and no repair work at any point in the process.

Seven days is realistic once the title is clear, and many sellers deliberately choose a later date so they can coordinate a move. The money is never the constraint with a genuine cash buyer. What extends a timeline is title: an unreleased lien, a probate that has not finished, unpaid taxes or a co-owner who has to sign. Ask your buyer to order the title search on day one rather than day ten.

Less than a fully renovated home would fetch on the open market, but the comparison most sellers should run is against their net proceeds, not the list price. From a traditional sale you subtract agent commission, the repairs the buyer's inspector demands, any concessions, and several more months of mortgage, taxes, insurance and utilities. A cash offer with no commission, no repairs and no holding period frequently lands closer to that net figure than sellers expect.

Recent comparable sales near you establish what the home is worth in good repair. From there the buyer subtracts the estimated cost of the repairs your home needs, the cost of holding it through the renovation and resale, and their margin. We will show you those four numbers for your property if you want to see them — a buyer who will not show you the math is worth being cautious about.

Yes, and this is where a cash sale is often the only practical route. A home with a failed roof, foundation movement, fire or water damage, or serious code violations frequently cannot be financed by a retail buyer at all, because the lender will not approve the loan against it. A direct cash buyer purchases it in exactly the condition it stands in today. You do not clean, repair or remove anything, including whatever you leave behind.

Not to SilverCrest. There is no commission, no listing fee and no service fee, and we cover standard closing costs on our side. Items attached to the property itself are settled out of the proceeds at closing rather than out of your pocket: your mortgage payoff, any liens, and property taxes prorated to the closing date. You receive a settlement statement showing every line before you sign.

Sometimes, and you should know when. If your home is in good condition, priced in a range where buyers are active, and you have three to six months and the tolerance for showings and an inspection negotiation, listing on the open market will usually net you more money. A cash sale earns its place when the home needs work, when a deadline is real, or when the certainty of a fixed date and a fixed number is worth more to you than the difference in price.

No, and you will not pay a commission if you do not use one. That said, nothing stops you from hiring one, and if you have any doubt about whether the offer is fair, paying a local agent for an hour of their time or a written market analysis is money well spent. A cash buyer who discourages you from getting a second opinion is telling you something about their offer.

Usually there is a walkthrough, but the purpose differs from a traditional inspection. A retail buyer inspects in order to ask you to fix things or reduce the price. A direct buyer is walking the home to confirm the condition already assumed in the offer. Ask up front whether your number can change after that visit — with SilverCrest, absent something genuinely undisclosed like an unreported structural issue, the offer you accepted is the offer that closes.