Code violations and city liens
Unpaid code fines can become liens on the property. Title identifies them and they're typically paid or negotiated at closing. Some cities will reduce fines once a new owner commits to correcting the issues.
Insurance on an empty house
Many homeowner policies restrict coverage after a home has been vacant for a set period. Check your policy — an uninsured loss on a vacant home is one of the costliest surprises owners face.
This page is general information, not legal, tax or financial advice. Laws and timelines differ by state. Talk to a licensed attorney, CPA or HUD-approved housing counselor about your specific situation.


